Visa Commercial Pay 5.4

Visa Commercial Pay offers a secure and convenient solution for business purchases with its virtual payment cards for mobile devices. This service allows users to create or request virtual cards that can be utilized for online, in-app, or contactless payments via Apple Pay. Additionally, Visa Commercial Pay provides efficient expense management features, including the ability to handle travel bookings and capture receipts in real-time, all within a single app.

This service is designed to benefit businesses of all sizes, allowing colleagues, contractors, and anyone in the business to use virtual payment cards for approved business expenses.

Visa Commercial Pay offers the option to securely create or request virtual cards based on your company's predefined policies. Finance managers or approvers are instantly notified of new virtual card requests through push notifications. Once approved, the virtual cards are sent directly to the user's mobile device. Alternatively, finance managers or approvers have the option to create and distribute pre-defined cards directly to team members without requiring individual requests.

With Visa Commercial Pay, users can easily review their spending by uploading receipt photos and viewing color-coded transactions. Notifications serve as reminders to upload receipts, which are then matched and attached to the corresponding transactions, eliminating the need for paper records.

All spend data is securely centralized in a single account with Visa Commercial Pay, providing complete visibility of virtual card creation and usage. To further enhance expense tracking, the service supports custom data fields such as employee, department, or project references. This enables finance managers to efficiently monitor, review, and report on company spend.